/* Kredivera Deutschland / Kontakt editorial V25 */
.kc-hero{background:radial-gradient(ellipse at 69% 36%,#154c48 0%,#082f31 63%,#062a2d 100%);color:#fff;position:relative;overflow:hidden}
.kc-hero-grid{min-height:745px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:66px;padding-top:66px;padding-bottom:70px;position:relative}
.kc-hero-text,.kc-hero-art{min-width:0;position:relative;z-index:1}
.kc-breadcrumb{display:flex;align-items:center;gap:12px;color:#b7d5c7;font-size:12px;margin-bottom:50px}.kc-breadcrumb a:hover{text-decoration:underline;text-underline-offset:4px}
.kc-eyebrow{display:flex;align-items:center;gap:10px;letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:900;color:#c7edd9}.kc-spark{width:8px;height:8px;border-radius:50%;background:#b4fc99;box-shadow:0 0 0 4px #b4fc9924}
.kc-hero h1{font-size:clamp(56px,5.95vw,88px);letter-spacing:-.067em;line-height:1.045;font-weight:850;margin:28px 0 26px}.kc-hero h1 em{font:italic 400 .95em/1.035 Georgia,'Times New Roman',serif;color:#b3fb96;letter-spacing:-.055em}
.kc-lead{font-size:16px;line-height:1.77;max-width:525px;color:#d7e9df}
.kc-hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:25px;margin-top:34px}.kc-hero-actions .cta{min-height:54px}.kc-hero-link{color:#fff;border-bottom:1px solid #a6c9b3;font-size:14px;font-weight:760;padding-bottom:9px}
.kc-hero-facts{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:34px;color:#bbdccf;font-size:11px}.kc-hero-facts span:not(:first-child)::before{content:'✓';color:#b4fc99;margin-right:7px}.kc-hero-facts span:first-child::before{content:'✓';color:#b4fc99;margin-right:7px}
.kc-hero-art{height:572px;display:flex;align-items:center;justify-content:flex-end}.kc-photo-frame{width:90%;height:500px;border-radius:170px 20px 20px 20px;overflow:hidden;position:relative;z-index:1;box-shadow:0 24px 65px #001a1c60}.kc-photo-frame img{width:100%;height:100%;object-fit:cover;object-position:50% 38%;display:block}
.kc-floating-note{position:absolute;z-index:3;left:-5%;bottom:42px;display:flex;gap:16px;align-items:center;padding:23px 28px 23px 22px;background:#f1f8ee;color:#0a3534;border-radius:16px;box-shadow:0 18px 45px #001f2160;transform:rotate(-4deg)}.kc-floating-note small{display:block;color:#648176;font-size:11px;font-weight:750;margin-bottom:5px}.kc-floating-note b{font-size:22px;line-height:1.14;letter-spacing:-.04em}.kc-note-glyph{font-size:35px;color:#058d74}.kc-hero-ring{position:absolute;border:1px solid #c5f9c827;width:650px;height:650px;border-radius:50%;right:-130px;top:-20px}
.kc-heroline{border-top:1px solid #fff2;background:#062b2d}.kc-heroline>.wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:19px;padding-bottom:19px;font-size:12px;color:#c1dcd0}.kc-heroline a{font-weight:800;color:#b6fc9e}
.kc-ways,.kc-form-section,.kc-questions,.kc-end{scroll-margin-top:92px}.kc-ways{background:#f9faf6;padding:104px 0 107px}.kc-section-head{display:flex;justify-content:space-between;align-items:end;gap:45px;margin-bottom:40px}.kc-chapter{font-size:11px;font-weight:850;letter-spacing:.12em;text-transform:uppercase;color:#09856a}
.kc-section-head h2,.kc-form-intro h2,.kc-questions-intro h2,.kc-end h2{font-size:clamp(42px,4.65vw,66px);letter-spacing:-.065em;line-height:1.05;margin:20px 0 0;font-weight:850;color:#103c3a}.kc-section-head h2 em,.kc-form-intro h2 em,.kc-questions-intro h2 em{color:#14856b;font:italic 400 1em/1.05 Georgia,'Times New Roman',serif}.kc-section-head>p{color:#56766c;max-width:350px;font-size:15px;line-height:1.8;margin:0 0 6px}
.kc-ways-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.kc-way{min-width:0;min-height:387px;display:flex;flex-direction:column;padding:36px 36px 30px;border-radius:23px;position:relative;overflow:hidden}.kc-way-primary{background:#09383a;color:white}.kc-way-primary::after{content:'';position:absolute;width:315px;height:315px;border:1px solid #ffffff26;right:-155px;top:-175px;border-radius:50%}.kc-way-secondary{background:#e4f0e4;color:#0d3938;border:1px solid #d0e2d2}.kc-way-top,.kc-way-bottom{display:flex;justify-content:space-between;align-items:center;gap:22px}.kc-way-top{font-size:12px;font-weight:820;color:inherit;opacity:.86}.kc-ways-symbol{display:grid;place-items:center;font-size:26px;width:51px;height:51px;border-radius:50%;background:#ffffff17;color:#bafb96}.kc-way-secondary .kc-ways-symbol{background:white;color:#0e7a65}.kc-way h3{font-size:clamp(30px,2.75vw,42px);line-height:1.11;letter-spacing:-.052em;margin:28px 0 12px}.kc-way>p{font-size:14px;line-height:1.76;max-width:405px;color:inherit;opacity:.82;margin:0}.kc-way-bottom{margin-top:auto;padding-top:30px}.kc-way-bottom>span{font-size:10px;max-width:115px;line-height:1.4;opacity:.75}.kc-way-action{white-space:nowrap;display:inline-flex;align-items:center;gap:23px;border-radius:11px;padding:14px 17px;background:#b3fa98;color:#0b3332;font-size:12px;font-weight:850}.kc-way-secondary .kc-way-action{background:#0b3d3c;color:#fff}.kc-way-action:hover,.kc-submit:hover{filter:brightness(1.06)}
.kc-editorial{background:#eaf3e7;padding:22px 0;border-top:1px solid #d7e7da;border-bottom:1px solid #d7e7da}.kc-editorial-in{display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center}.kc-editorial-icon{width:43px;height:43px;border-radius:12px;display:grid;place-items:center;background:#cee3d2;color:#0f6659;font:italic 600 24px Georgia,serif}.kc-editorial p{font-size:12px;line-height:1.6;color:#41665d;margin:0}.kc-editorial a{font-weight:800;font-size:12px;color:#0c6553;white-space:nowrap;border-bottom:1px solid #74ab92}
.kc-form-section{padding:111px 0 122px;background:#fff}.kc-form-grid{display:grid;grid-template-columns:.82fr 1fr;gap:9%;align-items:start}.kc-form-intro h2{margin-bottom:23px}.kc-form-intro-lead{font-size:16px;color:#58766d;line-height:1.8;max-width:370px}.kc-contact-photo{height:330px;position:relative;margin-top:40px;max-width:440px;border-radius:20px 110px 20px 20px;overflow:hidden}.kc-contact-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 30%}.kc-photo-label{position:absolute;bottom:20px;left:20px;color:#0f3c3a;background:#f3fbef;border-radius:9px;padding:11px 15px;font-size:12px;font-weight:830;box-shadow:0 4px 18px #0003}
.kc-mail-address{display:flex;gap:15px;align-items:center;border-top:1px solid #d6e4dc;padding-top:22px;margin-top:26px}.kc-mail-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:#def4dd;color:#0c7762;font-size:28px;font-weight:700}.kc-mail-address small{display:block;font-size:11px;color:#678479;margin-bottom:3px}.kc-mail-address a{font-weight:820;color:#0b6257;font-size:16px;overflow-wrap:anywhere}
.kc-form-panel{padding:42px 44px 35px;background:#ecf4ec;border:1px solid #d2e2d5;border-radius:22px;box-shadow:0 20px 45px #163a3112}.kc-form-top{display:flex;justify-content:space-between;align-items:start;gap:20px}.kc-form-top span:first-child{font-size:11px;letter-spacing:.12em;color:#10745f;font-weight:850}.kc-form-top h3{font-size:33px;line-height:1.1;letter-spacing:-.055em;margin:9px 0 5px;color:#103c39}.kc-form-step{font:700 12px ui-monospace,SFMono-Regular,monospace;color:#658378}.kc-form-explain{color:#607e71;font-size:13px;line-height:1.65;margin:10px 0 30px;max-width:490px}
.kc-form{display:grid;gap:21px}.kc-field-row{display:grid;grid-template-columns:1fr 1fr;gap:17px}.kc-field{min-width:0}.kc-field label{display:block;color:#143f3c;font-size:12px;font-weight:830;margin-bottom:9px}.kc-field label span,.kc-check b{color:#147d68}.kc-field input,.kc-field select,.kc-field textarea{background:#fff;color:#123e3b;width:100%;border:1px solid #bad6c5;border-radius:9px;padding:13px 13px;font:inherit;font-size:14px;line-height:1.45;outline:0;transition:border-color .15s,box-shadow .15s;min-width:0;display:block}.kc-field textarea{resize:vertical;min-height:155px}.kc-field input:focus,.kc-field select:focus,.kc-field textarea:focus{border-color:#05876c;box-shadow:0 0 0 3px #03846922}.kc-field input::placeholder,.kc-field textarea::placeholder{color:#8ba49a}.kc-field-hint{display:block;font-size:11px;line-height:1.55;color:#618076;margin-top:9px}.kc-check{display:flex;gap:12px;align-items:flex-start;font-size:12px;color:#4f6f65;line-height:1.62;cursor:pointer}.kc-check input{flex:none;width:18px;height:18px;margin:2px 0 0;accent-color:#087b67}.kc-check a{font-weight:790;color:#006d5e;text-decoration:underline;text-underline-offset:2px}.kc-submit{display:flex;justify-content:space-between;align-items:center;gap:18px;cursor:pointer;width:100%;border:0;border-radius:12px;padding:18px 21px;background:#093d3c;color:white;font-size:15px;font-weight:800;box-shadow:0 12px 22px #063a3023;text-align:left}.kc-submit span:last-child{font-size:23px;line-height:1}.kc-notice{font-size:12px;color:#617d71;line-height:1.6;margin:0}
.kc-questions{padding:105px 0 112px;background:#f1f7ee}.kc-questions-grid{display:grid;grid-template-columns:.78fr 1.08fr;gap:11%;align-items:start}.kc-questions-intro{position:sticky;top:115px}.kc-questions-intro h2{margin-bottom:24px}.kc-questions-intro p:not(.kc-chapter){font-size:15px;line-height:1.8;color:#5a786d;max-width:360px}.kc-questions-intro>a{display:inline-block;margin-top:23px;font-size:14px;font-weight:800;color:#106b59;border-bottom:1px solid #85b49c;padding-bottom:8px}.kc-faq{border-bottom:1px solid #cbded3}.kc-faq:first-child{border-top:1px solid #cbded3}.kc-faq summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:18px;cursor:pointer;padding:27px 0;color:#113d39;font-size:17px;font-weight:820;letter-spacing:-.015em;line-height:1.38}.kc-faq summary::-webkit-details-marker{display:none}.kc-faq summary span{display:grid;place-items:center;flex:none;width:30px;height:30px;border:1px solid #95b5a7;border-radius:50%;color:#0c8068;font-size:18px}.kc-faq summary span:after{content:'+'}.kc-faq[open] summary span:after{content:'−'}.kc-faq p{color:#59766b;line-height:1.85;font-size:14px;margin:0 0 27px;max-width:580px}.kc-faq p a{color:#0d795f;text-decoration:underline}
.kc-end{background:#f9faf6;padding:87px 0 95px}.kc-end-panel{background:#0a3435;border-radius:23px;color:white;padding:66px 67px;display:flex;justify-content:space-between;align-items:center;gap:40px;position:relative;overflow:hidden}.kc-end-panel:after{content:'';width:355px;height:355px;border:1px solid #b5f39c2e;border-radius:50%;position:absolute;right:-165px;top:-155px;pointer-events:none}.kc-end p{font-size:11px;font-weight:820;letter-spacing:.13em;color:#c0dfc5}.kc-end h2{color:#fff;font-size:clamp(39px,4.4vw,62px);margin:18px 0 19px}.kc-end h2 em{color:#b9ff9b;font:italic 400 1em/1.05 Georgia,serif}.kc-end-panel>div>span{color:#c9dfd5;font-size:13px;line-height:1.7;display:block;max-width:480px}.kc-end-actions{position:relative;z-index:1;display:grid;gap:18px;min-width:215px}.kc-end-actions a:last-child{text-align:center;color:white;font-size:13px;font-weight:800}
@media(max-width:1100px){.kc-hero-grid{gap:27px}.kc-hero h1{font-size:clamp(56px,5.5vw,76px)}.kc-photo-frame{width:94%}.kc-floating-note{left:-1%}.kc-form-grid{gap:6%}.kc-form-panel{padding:32px 30px}}
@media(max-width:800px){.kc-hero-grid{min-height:0;grid-template-columns:1fr;gap:40px;padding-top:42px;padding-bottom:70px}.kc-breadcrumb{margin-bottom:30px}.kc-hero h1{font-size:clamp(55px,9.2vw,80px)}.kc-hero-art{height:430px;max-width:640px;width:100%;justify-self:center}.kc-photo-frame{height:390px;width:92%;margin-left:auto}.kc-floating-note{bottom:0;left:0}.kc-hero-ring{right:-60px;top:-60px}.kc-ways,.kc-form-section,.kc-questions{padding:76px 0}.kc-ways-grid,.kc-form-grid,.kc-questions-grid{grid-template-columns:1fr;gap:28px}.kc-section-head{align-items:start;gap:18px}.kc-questions-intro{position:static}.kc-form-intro{display:grid;grid-template-columns:1fr 1fr;gap:0 25px;align-items:start}.kc-form-intro>.kc-chapter,.kc-form-intro>h2,.kc-form-intro>.kc-form-intro-lead{grid-column:1}.kc-contact-photo{grid-column:2;grid-row:1 / span 3;margin:0;height:260px}.kc-mail-address{grid-column:1 / -1}.kc-editorial-in{grid-template-columns:auto 1fr}.kc-editorial-in>a{grid-column:2}.kc-end-panel{padding:42px 40px}.kc-end-actions{min-width:185px}}
@media(max-width:620px){.kc-hero-grid{padding-top:30px;padding-bottom:45px}.kc-hero h1{font-size:clamp(46px,11vw,68px);margin:24px 0}.kc-eyebrow{font-size:10px}.kc-lead{font-size:14px}.kc-hero-actions{gap:19px}.kc-hero-art{height:330px;max-width:460px}.kc-photo-frame{height:305px;border-radius:105px 17px 17px 17px}.kc-floating-note{padding:14px 18px;bottom:-1px;transform:rotate(-3deg)}.kc-floating-note b{font-size:17px}.kc-note-glyph{font-size:25px}.kc-hero-ring{width:410px;height:410px}.kc-heroline>.wrap{font-size:11px}.kc-section-head{display:block}.kc-section-head>p{margin-top:21px;max-width:460px}.kc-section-head h2,.kc-form-intro h2,.kc-questions-intro h2{font-size:clamp(38px,9.4vw,50px)}.kc-ways,.kc-form-section,.kc-questions{padding:65px 0}.kc-way{padding:26px 23px;min-height:340px}.kc-way h3{font-size:33px}.kc-way-bottom{gap:12px}.kc-way-action{padding:12px;font-size:11px;gap:12px}.kc-editorial{padding:20px 0}.kc-editorial-in{gap:12px}.kc-form-intro{display:block}.kc-contact-photo{margin:28px 0 0;height:245px;max-width:520px}.kc-form-panel{padding:28px 21px}.kc-field-row{grid-template-columns:1fr;gap:21px}.kc-end{padding:60px 0 75px}.kc-end-panel{display:block;padding:32px 25px}.kc-end h2{font-size:clamp(37px,9vw,51px)}.kc-end-actions{margin-top:28px}.kc-end-actions .cta{justify-content:center}}
@media(max-width:355px){.kc-hero h1{font-size:43px}.kc-hero-facts{font-size:10px}.kc-way h3{font-size:30px}.kc-way-bottom{align-items:start;flex-direction:column}.kc-way-bottom>span{max-width:none}.kc-way-action{width:100%;justify-content:space-between}.kc-form-panel{padding:22px 16px}.kc-hero-art{height:290px}.kc-photo-frame{height:266px}.kc-end-panel{padding:30px 18px}}
@media(prefers-reduced-motion:reduce){.kc-field input,.kc-field select,.kc-field textarea{transition:none}}