/* Kredivera FR · Original brand pages and content presentation */
:root{--forest:#082e30;--mint:#bafc96;--cream:#f7faf5;--ink:#123939;--muted:#637772}
body{overflow-x:clip}.skip-link{position:absolute;left:10px;top:-75px;padding:12px 16px;background:var(--mint);color:#082e30;z-index:10000;font-weight:800}.skip-link:focus{top:10px}
.fr-benefit-strip{background:#fff;border-bottom:1px solid #e1eae3}.fr-benefit-strip>.wrap{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:15px;align-items:center;min-height:95px}.fr-benefit-strip>.wrap>span{font-size:13px;font-weight:550;color:#657b75;max-width:210px}.fr-benefit-strip>.wrap>div{border-left:1px solid #dce8df;padding:14px 0 14px 24px;font-size:13px;font-weight:760}.fr-benefit-strip b{margin-right:10px;color:#007760;font-size:11px}.fr-fineprint{font-size:12px;color:#b9d5cc;line-height:1.65;margin-top:12px}.fr-more-link{margin-top:25px}
.fr-page-hero{padding:75px 0 85px;overflow:hidden}.fr-page-hero-dark{background:radial-gradient(circle at 82% 20%,#15544d 0%,#0a393a 49%,#082e30 92%);color:white}.fr-hero-two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.87fr);gap:65px;align-items:center}.fr-breadcrumb{display:flex;gap:11px;align-items:center;font-size:12px;font-weight:650;color:#afd0c5;margin:0 0 40px;flex-wrap:wrap}.fr-breadcrumb a{color:inherit}.fr-breadcrumb a:hover{text-decoration:underline}.fr-breadcrumb span{opacity:.5}.fr-page-hero .kicker{color:#d2e7d7}.fr-page-hero h1{font-size:clamp(53px,6.1vw,89px);max-width:680px;line-height:1.04;margin:29px 0 25px;font-weight:800}.fr-page-hero h1 em{font-family:Georgia,serif;color:var(--mint);font-weight:400;letter-spacing:-.06em}.fr-page-hero p{color:#d3e1d9;line-height:1.8;font-size:17px;max-width:570px}.fr-hero-buttons{display:flex;align-items:center;gap:21px;flex-wrap:wrap;margin-top:32px}.fr-inline{font-size:14px;font-weight:800;color:#ebfff3}.fr-inline:hover{text-decoration:underline}.fr-inline.dark{color:#124c42}.fr-page-img{position:relative;min-width:0}.fr-page-img:before{content:'';position:absolute;inset:-25px -25px 35px 25px;border:1px solid #ffffff32;border-radius:180px 24px 24px 24px;pointer-events:none}.fr-page-img img{width:100%;height:min(580px,46vw);min-height:450px;object-fit:cover;object-position:center 35%;border-radius:150px 18px 18px 18px;box-shadow:0 20px 45px #001b183e}
.fr-section{padding:100px 0}.fr-soft{background:#eff6ee}.fr-section-head{max-width:900px;margin-bottom:38px}.fr-section h2,.fr-wide-intro h2{font-size:clamp(40px,4.6vw,66px);font-weight:800;line-height:1.07;margin:18px 0 23px}.fr-section h2 em,.fr-final-compact h2 em,.fr-gateway h1 em{font-family:Georgia,serif;color:#188875;font-weight:400}.fr-section-head p,.fr-wide-intro>p{max-width:760px;font-size:17px;line-height:1.8;color:#59736b}.fr-wide-intro{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:35px 95px;align-items:end}.fr-wide-intro .kicker{grid-column:1/-1}.fr-wide-intro h2{margin:0}.fr-wide-intro>p{margin-bottom:8px}.fr-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.fr-feature{padding:35px;background:#fff;border-radius:19px;border:1px solid #dce8e0;min-height:290px;display:flex;flex-direction:column;align-items:flex-start}.fr-feature>span{font-size:12px;font-weight:850;color:#0d9772;border-radius:8px;background:#e1f4e6;padding:7px 12px}.fr-feature h3{font-size:28px;margin:32px 0 12px}.fr-feature p{color:#647871;font-size:15px;line-height:1.75}
.fr-split-info{display:grid;grid-template-columns:1fr .85fr;gap:75px;align-items:center}.fr-split-info>div:first-child>p{font-size:16px;line-height:1.8;color:#5d756e;margin-bottom:17px;max-width:620px}.fr-split-info .text-link{margin-top:18px}.fr-rule-card{padding:45px;border-radius:22px;background:#edf5ed;border:1px solid #d1e5d7}.fr-rule-card>b{font-size:19px}.fr-rule-card ul,.fr-rule-card ol{padding-left:20px;margin:13px 0 20px;color:#3d6157;line-height:1.9}.fr-rule-card li{padding-left:6px;margin:8px 0}.fr-rule-card hr{border:0;border-top:1px solid #cbded0;margin:25px 0}.fr-rule-card .cta{margin-top:12px;white-space:normal}.fr-photo-band{height:440px;position:relative;overflow:hidden;background:#163f40;color:white}.fr-photo-band>img{width:100%;height:100%;object-fit:cover;object-position:center 40%;filter:brightness(.58)}.fr-photo-band>div{position:absolute;left:max(4%,calc((100vw - 1210px)/2));bottom:68px;max-width:750px}.fr-photo-band span{font-size:12px;letter-spacing:.17em;font-weight:800;color:#c7f5cc}.fr-photo-band strong{font-size:clamp(35px,4.3vw,60px);letter-spacing:-.05em;line-height:1.09;display:block;margin-top:14px}.fr-owner{display:grid;grid-template-columns:1fr .85fr;align-items:center;gap:70px}.fr-owner p{color:#59736b;line-height:1.8;font-size:17px}.fr-owner p a{color:#148268;text-decoration:underline}
.fr-final-compact{background:#0a383a;color:white;padding:85px 0}.fr-final-compact .wrap{display:flex;justify-content:space-between;gap:25px;align-items:center}.fr-final-compact span{font-size:12px;font-weight:800;letter-spacing:.13em;color:#b9e2ce}.fr-final-compact h2{font-size:clamp(37px,4.6vw,65px);margin:13px 0 0}.fr-final-compact h2 em{color:#bafc96}
.fr-route-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.fr-route{padding:42px;background:white;border:1px solid #d8e5dd;border-radius:23px}.fr-route-invert{background:#10484b;color:white}.fr-route small{color:#11816c;font-size:11px;letter-spacing:.1em;font-weight:850}.fr-route-invert small{color:#c4f7c7}.fr-route h3{font-size:clamp(26px,3vw,40px);line-height:1.15;letter-spacing:-.04em;max-width:470px;margin:27px 0 17px}.fr-route p{line-height:1.7;color:#61786f;max-width:460px;margin-bottom:31px}.fr-route-invert p{color:#d8e7e0}.fr-form-layout{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);gap:100px;align-items:start}.fr-form-layout>div:first-child>p{color:#5d756b;font-size:16px;line-height:1.85;margin-bottom:30px}.fr-contact-detail{border-top:1px solid #d5e4da;padding-top:23px;margin:22px 0}.fr-contact-detail small{font-size:11px;letter-spacing:.11em;color:#70938a;font-weight:800}.fr-contact-detail>a{display:block;margin-top:7px;color:#0c6658;font-weight:850;font-size:19px;overflow-wrap:anywhere}.fr-contact-detail p{font-size:13px;color:#70847c;line-height:1.65;margin-top:7px}.fr-contact-image{border-radius:100px 17px 17px 17px;max-height:310px;width:85%;object-fit:cover;object-position:center 32%}.fr-form{display:grid;background:#eff7ef;border-radius:23px;border:1px solid #d9e7d8;padding:40px;box-shadow:0 18px 40px #0a3e2412}.fr-form label{font-weight:780;font-size:14px;margin:0 0 8px}.fr-form label>span:first-child:not(.fr-check span){color:#198878}.fr-form input:not([type=checkbox]),.fr-form select,.fr-form textarea{border:1px solid #bfd5c8;background:white;border-radius:10px;padding:14px 15px;color:#113b37;min-width:0;width:100%;margin-bottom:20px;outline-offset:2px}.fr-form textarea{resize:vertical}.fr-form input:focus,.fr-form select:focus,.fr-form textarea:focus{outline:2px solid #1fa987}.fr-check{display:flex;gap:12px;align-items:flex-start;font-weight:500!important;line-height:1.55;color:#4a655d}.fr-check input{margin-top:5px;flex:none;accent-color:#116859}.fr-check a{color:#137f6a;text-decoration:underline}.fr-submit{margin-top:9px;justify-content:center}.fr-form-note{font-size:12px;color:#56726b;margin-top:13px;line-height:1.65}.fr-faq-two{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px}.fr-faq-two .accordion a{color:#007965;text-decoration:underline}
.fr-filter-bar{padding:22px 24px 16px;background:#fff;border:1px solid #d5e4d9;border-radius:20px;margin-bottom:27px}.fr-search-label{display:block;font-size:12px;font-weight:800;color:#527166;margin-bottom:9px}.fr-filter-bar input{width:100%;padding:16px;border:1px solid #d4e5dc;border-radius:10px;font-size:16px;color:#193f3a}.fr-filter-list{display:flex;gap:8px;flex-wrap:wrap;margin-top:17px}.fr-filter{background:#f4f9f4;border:1px solid #d6e5da;color:#23594c;font-weight:780;font-size:12px;padding:11px 14px;border-radius:40px}.fr-filter.active,.fr-filter[aria-pressed=true]{background:#0a4543;border-color:#0a4543;color:#fff}.fr-filter-bar>p{margin-top:13px;font-size:12px;color:#708178}.fr-resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.fr-resource-card{border-radius:18px;background:white;border:1px solid #d9e7dd;min-height:290px;padding:24px;display:flex;flex-direction:column}.fr-resource-mark{display:flex;justify-content:space-between;color:#098d73;font-size:14px;font-weight:900}.fr-resource-card small{font-weight:830;letter-spacing:.08em;text-transform:uppercase;font-size:10px;color:#518474;margin:30px 0 9px}.fr-resource-card h3{font-size:24px;line-height:1.19;margin-bottom:11px}.fr-resource-card p{font-size:14px;color:#658077;line-height:1.65;flex:1}.fr-resource-card a{font-weight:850;color:#096757;margin-top:21px;font-size:13px;display:flex;justify-content:space-between}.fr-resource-card[hidden]{display:none}.fr-empty{padding:35px;text-align:center;color:#6e817a;background:#fff;border:1px dashed #bfd5c5;border-radius:12px}.fr-empty[hidden]{display:none}.fr-source-note{font-size:12px;color:#74857d;margin-top:18px;line-height:1.7}
.fr-legal-hero{background:radial-gradient(circle at 78% 30%,#1a6558,#0a3b3d 60%,#082e30 100%);color:#fff;padding:65px 0 75px}.fr-legal-hero .fr-breadcrumb{margin-bottom:35px}.fr-legal-hero .kicker{color:#cae4d2}.fr-legal-hero h1{font-size:clamp(52px,6.5vw,87px);max-width:850px;margin:19px 0}.fr-legal-hero h1 em{font-family:Georgia,serif;font-weight:400;color:#bafc96}.fr-legal-hero>div>p{font-size:17px;color:#d5e6dd;max-width:700px;line-height:1.8}.fr-legal-meta{display:flex;gap:18px;margin-top:35px;flex-wrap:wrap}.fr-legal-meta span{border:1px solid #ffffff2d;border-radius:10px;padding:14px 19px;min-width:215px}.fr-legal-meta small{display:block;color:#b2d4c6;font-size:11px;margin-bottom:5px}.fr-legal-meta strong{font-size:15px}.fr-legal-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.fr-legal-card{background:#fff;border-radius:18px;padding:35px;border:1px solid #dbe6d9;min-height:260px;display:flex;flex-direction:column}.fr-legal-card:hover{border-color:#2b8a78}.fr-legal-card span{font-size:12px;letter-spacing:.12em;color:#168774;font-weight:800}.fr-legal-card h3{font-size:29px;margin:26px 0 11px}.fr-legal-card p{color:#5f766d;line-height:1.65;flex:1}.fr-legal-card b{margin-top:17px;color:#157d6b}.fr-legal-note{background:#e0eee2;border-radius:16px;padding:26px 30px;margin-top:25px;color:#315b50}.fr-legal-note p{color:#4b6b60;line-height:1.75;margin-top:8px}.fr-legal-layout{display:grid;grid-template-columns:275px minmax(0,1fr);gap:65px}.fr-legal-aside{min-width:0}.fr-legal-sticky{position:sticky;top:110px;display:grid;gap:4px;background:#edf5ef;border:1px solid #dae7dc;padding:23px;border-radius:17px}.fr-legal-sticky>b{font-size:11px;letter-spacing:.1em;color:#617b71;margin-bottom:16px}.fr-legal-sticky>a{display:block;color:#395f53;font-size:12px;padding:10px 3px;line-height:1.5;border-bottom:1px solid #d5e4d7}.fr-legal-sticky>a:hover{color:#009077}.fr-legal-sticky>.fr-legal-back{color:#087866;font-weight:850;margin-top:14px}.fr-legal-body{min-width:0}.fr-legal-identity{background:#ecf6ed;padding:24px 28px;border:1px solid #dae9dc;border-radius:16px;display:grid;gap:4px;color:#24564e}.fr-legal-identity small{font-size:11px;font-weight:800;letter-spacing:.1em}.fr-legal-identity strong{font-size:19px}.fr-legal-identity span{font-size:13px;line-height:1.8}.fr-legal-chapter{padding:39px 0;border-bottom:1px solid #dae5dd;scroll-margin-top:120px}.fr-legal-chapter>span{color:#198977;font-weight:900;font-size:12px}.fr-legal-chapter h2{font-size:clamp(25px,3vw,37px);margin:14px 0 16px}.fr-legal-chapter p{color:#536e64;line-height:1.95;font-size:16px}.fr-legal-chapter a{color:#0d826b;text-decoration:underline;overflow-wrap:anywhere}.fr-legal-links{background:#eef5ee;padding:25px;border-radius:14px;display:flex;flex-wrap:wrap;gap:11px;margin-top:28px}.fr-legal-links b{flex-basis:100%;font-size:11px;letter-spacing:.12em;color:#668277}.fr-legal-links a{font-size:13px;color:#0c705d;font-weight:800;padding:8px;background:#fff;border:1px solid #dce8df;border-radius:8px}
.fr-gateway{padding:95px 0;background:#f3f8f1}.fr-gateway-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:80px;align-items:center}.fr-gateway h1{font-size:clamp(45px,5.8vw,82px);margin:24px 0}.fr-gateway>div>div>p{font-size:17px;line-height:1.85;color:#527368;max-width:620px}.fr-gateway-img img{width:100%;height:550px;border-radius:140px 20px 20px 20px;object-fit:cover}.fr-gateway-actions{display:flex;flex-wrap:wrap;gap:24px;align-items:center;margin:30px 0}.fr-gateway-notice{border-left:3px solid #199876;background:#e6f3e7;padding:20px 25px;margin-top:34px;border-radius:0 11px 11px 0;max-width:600px}.fr-gateway-notice p{font-size:13px;line-height:1.7;color:#477568;margin-top:9px}
@media(max-width:1080px){.fr-hero-two{gap:34px}.fr-resource-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fr-form-layout{gap:45px}.fr-page-hero h1{font-size:clamp(49px,6.3vw,70px)}}
@media(max-width:880px){.fr-benefit-strip>.wrap{grid-template-columns:1fr repeat(3,1fr)}.fr-hero-two,.fr-split-info,.fr-owner,.fr-form-layout,.fr-faq-two,.fr-gateway-grid{grid-template-columns:1fr}.fr-page-img img{height:430px;min-height:0;max-width:670px}.fr-feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fr-wide-intro{grid-template-columns:1fr;gap:15px}.fr-legal-layout{grid-template-columns:1fr;gap:25px}.fr-legal-sticky{position:static;display:flex;flex-wrap:wrap;gap:6px}.fr-legal-sticky>b{flex-basis:100%}.fr-legal-sticky>a{padding:7px 10px;background:#fff;border-radius:8px;border:0}.fr-page-hero{padding:49px 0}.fr-page-hero .fr-breadcrumb{margin-bottom:20px}.fr-gateway-img img{height:360px}.fr-section{padding:70px 0}.fr-photo-band{height:360px}}
@media(max-width:600px){.fr-benefit-strip>.wrap{grid-template-columns:repeat(2,minmax(0,1fr));padding:16px 0;gap:9px}.fr-benefit-strip>.wrap>span{grid-column:1/-1}.fr-benefit-strip>.wrap>div{padding:10px;border:0;border-top:1px solid #e6eee7;font-size:11px}.fr-benefit-strip>.wrap>div:last-child{grid-column:1/-1}.fr-page-hero h1{font-size:clamp(42px,11vw,59px)}.fr-page-hero p{font-size:15px}.fr-page-img:before{inset:-12px -10px 20px 10px}.fr-page-img img{height:355px;border-radius:95px 15px 15px 15px}.fr-section{padding:58px 0}.fr-feature-grid,.fr-route-grid,.fr-resource-grid,.fr-legal-card-grid{grid-template-columns:1fr}.fr-feature{min-height:0}.fr-route{padding:29px}.fr-rule-card{padding:25px}.fr-photo-band{height:340px}.fr-photo-band>div{bottom:35px;left:20px;right:20px}.fr-final-compact{padding:55px 0 105px}.fr-final-compact .wrap{display:grid;gap:24px}.fr-final-compact .cta{width:100%}.fr-form{padding:22px}.fr-contact-image{width:100%;max-height:230px}.fr-legal-hero{padding:42px 0 57px}.fr-legal-hero h1{font-size:clamp(42px,11vw,59px)}.fr-legal-hero>div>p{font-size:15px}.fr-legal-meta{gap:9px}.fr-legal-meta span{min-width:0;flex:1 1 140px}.fr-legal-card{min-height:0}.fr-legal-sticky{padding:17px}.fr-legal-chapter{padding:28px 0}.fr-legal-chapter p{font-size:15px}.fr-filter-bar{padding:18px}.fr-filter{font-size:11px;padding:10px}.fr-resource-card{min-height:0}.fr-gateway{padding:62px 0 110px}.fr-gateway-img img{height:320px}.fr-gateway h1{font-size:48px}.fr-owner{gap:25px}}
@media(max-width:355px){.lang-menu{gap:4px;font-size:10px}.fr-page-hero h1{font-size:40px}.fr-legal-hero h1{font-size:40px}.fr-filter{padding:9px}.fr-form{padding:17px}}