/* KREDIVERA DE – eigene Landingpage, kompatibel mit dem bestehenden Designsystem */
:root{--forest:#082e30;--teal:#104448;--mint:#bafc96;--paper:#f9faf6}
body{overflow-x:clip}.site-header .lang-menu{white-space:nowrap}.de-mobile-languages{display:none}
.de-hero .hero-grid{min-height:675px}.de-hero .hero h1,.de-hero h1{font-size:clamp(59px,5.55vw,87px)}.de-hero .hero-description{max-width:510px}.de-hero .hero-topline{flex-wrap:wrap}
.de-trust{background:#eef6eb;border-bottom:1px solid #d8e9d8}.de-trust>.wrap{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:12px;padding:19px 0;align-items:center}.de-trust>.wrap>span{font-size:12px;color:#4c766a;font-weight:750}.de-trust>.wrap>div{font-size:13px;font-weight:780;border-left:1px solid #cce0d2;padding-left:20px}.de-trust b{color:#088d76;margin-right:11px;font-size:12px}
.de-scenario-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.de-card{min-width:0}.de-card figure{height:208px}.de-card .situation-content{padding:20px 14px 18px}.de-card .situation-content h3{font-size:25px;line-height:1.04;min-height:77px;letter-spacing:-.045em}.de-card .situation-content p{font-size:13px;line-height:1.6}.de-card .text-link{margin-top:auto;padding-top:15px;font-size:12px}
.de-process{display:grid;grid-template-columns:.96fr 1.04fr;gap:48px;align-items:start;margin-top:47px}.de-compass{background:#f4f9f2;color:#0a3a35;padding:31px;border-radius:21px;box-shadow:0 19px 60px #00191340}.de-compass-top{display:flex;justify-content:space-between;align-items:center;font-size:11px;font-weight:850;letter-spacing:.1em;color:#4d8777}.de-compass-top span:last-child{font-size:25px;color:#15a283}.de-compass h3{font-size:clamp(35px,3.7vw,49px);margin:20px 0 11px;line-height:1.07}.de-compass h3 em{font:italic 400 1.05em Georgia,serif;color:#1b876d}.de-compass-sub{font-size:13px;line-height:1.65;color:#678077;margin-bottom:25px}.de-intents{display:grid;gap:9px}.de-intents button{display:grid;grid-template-columns:36px 1fr 22px;align-items:center;gap:12px;width:100%;border-radius:11px;padding:11px 15px;background:#fff;color:#144d46;border:1px solid #dbe8dc;font-weight:800;font-size:14px;text-align:left}.de-intents button>span{display:grid;place-items:center;background:#eef7eb;width:32px;height:32px;border-radius:8px;font-weight:900;color:#028e78}.de-intents button>strong{text-align:right}.de-intents button.selected,.de-intents button:hover{background:#e4f8dc;border-color:#79cfaa}.de-hint{font-size:13px;line-height:1.6;background:#e1f2dc;border-radius:12px;margin:18px 0 14px;padding:15px 17px;color:#25584a;min-height:72px}.de-compass-next{display:flex;justify-content:space-between;align-items:center;padding:17px 18px;border-radius:10px;font-weight:830;font-size:14px;color:#082e30;background:#bafc96}.de-compass-next:hover{background:#d4ffba}.de-compass small{display:block;color:#6b897e;font-size:11px;margin-top:12px}.de-how-label{font-size:11px;font-weight:850;color:#b8dbc9;letter-spacing:.16em}.de-how-picture{border-radius:15px;overflow:hidden;margin:19px 0 12px;position:relative;height:220px}.de-how-picture img{width:100%;height:100%;object-fit:cover;object-position:center 41%;filter:brightness(.72)}.de-how-picture span{position:absolute;bottom:19px;left:20px;color:white;font-weight:850;font-size:23px;line-height:1.1;max-width:300px;letter-spacing:-.03em}.de-how .how-item{padding:17px 0}.de-how .how-item h3{font-size:20px}.de-how .how-item p{max-width:460px}.de-more{margin-top:20px}
.de-page-hero{background:radial-gradient(circle at 65% 12%,#195651,#082e30 63%);color:white;padding:80px 0}.de-page-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}.de-page-grid>div{min-width:0}.de-breadcrumb{font-size:12px;color:#c0d9ca;margin-bottom:45px}.de-breadcrumb a{text-decoration:underline;text-underline-offset:3px}.de-page-hero .kicker{color:#c5dfd1}.de-page-hero h1{font-size:clamp(55px,5.9vw,84px);line-height:1.04;letter-spacing:-.055em;margin:22px 0}.de-page-hero h1 em{font-family:Georgia,serif;font-weight:400;color:var(--mint)}.de-page-hero p:not(.de-breadcrumb){font-size:16px;line-height:1.8;color:#d1e5db;max-width:650px}.de-page-grid>img{height:470px;width:100%;object-fit:cover;border-radius:140px 17px 17px 17px}.de-page-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:33px}.de-page-actions .text-link{color:white}.de-editorial h2,.de-contact-grid h2{font-size:clamp(35px,4vw,58px);margin:16px 0 30px}.de-editorial .serif{color:#24816a}.de-3col{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;margin-top:33px}.de-3col article{padding:33px;border:1px solid #dbe9df;border-radius:17px;background:white;min-width:0}.de-3col b{color:#139579;font-size:12px}.de-3col h3{font-size:24px;margin:24px 0 15px}.de-3col p{color:#5c776b;line-height:1.7;font-size:14px}.de-identity{padding:65px 0;background:#e1efdf}.de-identity h2{font-size:clamp(33px,4vw,52px);margin:0 0 20px}.de-identity p{max-width:850px;line-height:1.75;color:#45685e}.de-identity a{display:inline-block;margin-top:17px;color:#0b725a;font-weight:800}.de-start-actions{display:flex;flex-wrap:wrap;gap:15px;margin-top:35px}
.de-searchbox{padding:24px;background:#edf6ec;border-radius:17px;border:1px solid #d8e9d9;margin:35px 0 25px}.de-searchbox>label{font-size:13px;font-weight:800;display:block;margin-bottom:10px}.de-searchbox input{padding:15px 17px;width:100%;background:white;border:1px solid #cee0d3;border-radius:9px}.de-searchbox>p{font-size:12px;color:#678277;margin-top:12px}.de-filters{display:flex;gap:8px;flex-wrap:wrap;margin-top:15px}.de-filters button{border:1px solid #cae1d2;background:white;border-radius:25px;padding:10px 14px;font-size:12px;font-weight:800;color:#1a6352}.de-filters button.active{background:#0a3d39;color:white;border-color:#0a3d39}.de-resource-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.de-resource{background:white;border:1px solid #dce9dc;border-radius:16px;padding:30px;display:flex;flex-direction:column;min-height:260px}.de-resource[hidden]{display:none}.de-resource-mark{display:flex;justify-content:space-between;font-size:11px;color:#15917a;letter-spacing:.1em;font-weight:850}.de-resource small{font-weight:800;color:#658e80;margin-top:20px}.de-resource h3{font-size:25px;margin:13px 0}.de-resource p{line-height:1.6;color:#657e70;font-size:14px;flex:1}.de-resource a{font-size:13px;color:#0e7663;font-weight:800;margin-top:20px}.de-source-note{font-size:12px;color:#627c6c;line-height:1.8;margin-top:19px}.de-empty{padding:30px;background:#fff;border:1px dashed #bdd5c4;border-radius:12px}.de-empty[hidden]{display:none}
.de-contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.de-contact-grid>div>p{max-width:460px;color:#5f756a;line-height:1.7;margin:12px 0 26px}.de-contact-grid>div>a{color:#0d7565;font-size:20px;font-weight:800;overflow-wrap:anywhere}.de-contact-grid .de-contact-info{font-size:12px}.de-contact-form{display:grid;gap:10px;padding:36px;background:#ecf6ec;border:1px solid #d9e6da;border-radius:18px}.de-contact-form label{font-weight:800;font-size:13px}.de-contact-form input:not([type=checkbox]),.de-contact-form textarea,.de-contact-form select{width:100%;min-width:0;padding:13px;background:#fff;border:1px solid #c7decf;border-radius:8px;margin-bottom:10px;color:#123b36}.de-privacy-check{display:flex;align-items:start;gap:12px;font-weight:500!important;color:#48675e;line-height:1.5}.de-privacy-check input{flex:none;margin-top:5px;accent-color:#117f68}.de-privacy-check a{color:#047c6b;text-decoration:underline}.de-contact-form button{margin-top:10px}.de-form-notice{color:#5e766e;font-size:12px;line-height:1.6}
.de-legal-hero{background:radial-gradient(circle at 65% 30%,#235f52,#082e30 67%);color:white;padding:68px 0 80px}.de-legal-hero h1{font-size:clamp(46px,5.5vw,72px);letter-spacing:-.05em;max-width:800px;margin:18px 0 15px}.de-legal-hero>div>p:last-of-type{color:#d2e4db;max-width:710px;font-size:16px;line-height:1.7}.de-legal-meta{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.de-legal-meta>div{border:1px solid #ffffff42;border-radius:10px;padding:12px 20px;min-width:200px}.de-legal-meta span{color:#bdd7ca;display:block;font-size:11px}.de-legal-meta strong{display:block;font-size:15px}.de-legal-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.de-legal-card{background:white;border-radius:17px;padding:35px;border:1px solid #d5e5d7;min-height:215px;display:flex;flex-direction:column}.de-legal-card span{font-size:23px;color:#098f73}.de-legal-card h3{margin:14px 0 11px;font-size:30px}.de-legal-card p{font-size:14px;color:#64796d;flex:1}.de-legal-card b{color:#0f826a;margin-top:15px;font-size:13px}.de-legal-reminder{padding:23px;margin-top:25px;background:#e3f2de;border-radius:14px;color:#245e4f}.de-legal-reminder p{line-height:1.75;margin-top:7px;font-size:13px}.de-legal-layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:55px}.de-legal-toc{align-self:start;position:sticky;top:100px;padding:20px;border:1px solid #d7e6d8;background:#ecf6ee;border-radius:12px;display:grid}.de-legal-toc>b{font-size:10px;letter-spacing:.12em;color:#6b8579;padding-bottom:12px}.de-legal-toc>a{padding:9px 0;font-size:13px;color:#245d50;border-bottom:1px solid #d6e7d9}.de-legal-body{min-width:0}.de-identity-banner{padding:25px;background:#e9f5e9;border-radius:12px;display:grid;gap:5px;color:#245a4a}.de-identity-banner small{font-size:11px;letter-spacing:.1em}.de-identity-banner strong{font-size:21px}.de-identity-banner span{font-size:13px;line-height:1.65}.de-legal-chapter{border-bottom:1px solid #dae6de;padding:38px 0;scroll-margin-top:100px}.de-legal-chapter>span{font-weight:900;color:#098871;font-size:12px}.de-legal-chapter h2{font-size:clamp(24px,3vw,37px);margin:11px 0 16px}.de-legal-chapter p{font-size:15px;color:#5a7467;line-height:1.9;overflow-wrap:anywhere}.de-legal-chapter p a{color:#077b69;text-decoration:underline;overflow-wrap:anywhere}
.de-mobile-languages{display:none}
@media(max-width:1110px){.de-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.de-card .situation-content h3{min-height:0}.de-process{gap:28px}.site-header .lang-menu{gap:5px;font-size:11px}}
@media(max-width:880px){.de-page-grid,.de-process,.de-contact-grid,.de-legal-layout{grid-template-columns:1fr}.de-page-grid>img{height:410px;max-width:650px}.de-trust>.wrap{grid-template-columns:repeat(3,1fr)}.de-trust>.wrap>span{grid-column:1/-1}.de-legal-toc{position:static;display:flex;flex-wrap:wrap;gap:8px}.de-legal-toc>b{flex-basis:100%}.de-legal-toc>a{padding:7px 10px;background:white;border-radius:7px;border:0}.de-how-picture{height:230px}}
@media(max-width:600px){.de-hero h1{font-size:clamp(52px,12vw,69px)}.de-hero .hero-grid{min-height:0}.de-trust>.wrap{grid-template-columns:1fr;gap:0}.de-trust>.wrap>span{grid-column:auto;padding:10px 0}.de-trust>.wrap>div{border-left:0;border-top:1px solid #dce8da;padding:11px 0}.de-scenario-grid,.de-resource-grid,.de-3col,.de-legal-card-grid{grid-template-columns:1fr}.de-card figure{height:225px}.de-card .situation-content h3{font-size:28px}.de-compass{padding:20px}.de-compass h3{font-size:38px}.de-process{margin-top:35px}.de-page-hero{padding:48px 0 60px}.de-page-hero h1{font-size:clamp(47px,10vw,60px)}.de-page-grid{gap:38px}.de-page-grid>img{height:340px;border-radius:100px 12px 12px 12px}.de-breadcrumb{margin-bottom:28px}.de-contact-form{padding:19px}.de-legal-hero{padding:44px 0}.de-legal-hero h1{font-size:43px}.de-legal-meta>div{min-width:0;flex:1 1 130px}.de-resource{min-height:0}.de-page-actions{display:grid}.de-page-actions .cta{width:100%}.de-3col article{padding:25px}.de-mobile-languages{display:flex!important;gap:12px;margin-top:12px}}
@media(max-width:355px){.de-hero h1{font-size:48px}.de-intents button{font-size:12px;padding:10px}.de-page-hero h1{font-size:42px}.de-contact-form{padding:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.cta,.situation{transition:none!important}}

/* Accessibility: show skip link only on keyboard focus */
.skip-link{position:fixed;left:14px;top:-110px;z-index:1000;padding:12px 17px;background:#fff;color:#082e30;border:2px solid #082e30;border-radius:9px;font-weight:800}.skip-link:focus{top:12px}
/* Small-device fixes verified at 320px */
@media(max-width:420px){.site-header .header-right .lang-menu{display:none}.de-contact-grid,.de-resource-grid,.de-legal-card-grid,.de-3col{grid-template-columns:minmax(0,1fr)}.de-contact-grid>div,.de-contact-form,.de-legal-card,.de-legal-hero,.de-legal-card-grid{min-width:0}.de-contact-grid>div>a{overflow-wrap:anywhere;word-break:break-word;font-size:17px}.de-contact-form input,.de-contact-form select,.de-contact-form textarea{min-width:0;max-width:100%}.de-legal-card{width:100%}.de-legal-card h3{overflow-wrap:anywhere}}
@media(max-width:420px){.de-contact-form{grid-template-columns:minmax(0,1fr);width:100%}.de-contact-form>*{min-width:0;max-width:100%}.de-privacy-check{overflow-wrap:anywhere}}

/* V28: language links were removed from mobile menu, they remain in footer. */